Find Out How Much You Can Afford.

Know exactly what you can afford before you start searching for a home.

Ready To Buy Your First Home Or Next Home?

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home or other real estate? Choosing a purchase

loan product that matches your goals and making sure you get a favorable rate

doesn't have to be stressful!

We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval request.

We'll help you clearly see the difference between loan programs, allowing you to choose the right one for you, whether you're a first-time home buyer or a repeat buyer.

The Home Purchase Loan Process

Here's how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders

typically require that you have a debt-

to-income ratio of "43/49." This means

that no more than 43% of your total

monthly income (from all sources,

before taxes) can go toward your new

mortgage payment and no more than

49.99% of your monthly income can go

toward your total monthly debt

(including your mortgage payment).

VA and FHA loans even allow for higher

debt ratios on a case by case basis.

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA & USDA Loans
  • Terms from 5 to 30 Years

Get Your Pre-Approval Letter Now!

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Hi, my name is Lea Coston. I'm a

Mortgage Advisor with Simplified Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. NMLS #2256119

Contact Us

250 International Pkwy, Suite 128

Heathrow, FL 32746



JC&C Worldwide, LLC dba Simplified Mortgage NMLS #2157599